Plan
What you have spent, and what happens when the balance runs out.
Overdraft keeps a long run alive
With it on, work continues past a zero balance and the deficit settles on your next top-up, so an agent does not stop halfway through a job.
Credits
Credits are what PandaOS Cloud spends. A message costs according to the model and the tokens it moved, so a quick question on a small model costs a fraction of a long agent run on a large one.
Running out
Top up at any time. Overdraft decides whether work may continue past zero, and failover decides whether a blocked chat moves to another connection instead of stopping.
The credit model
Credits are PandaOS Cloud's unit of consumption. Every message you send costs Credits based on the model used and the tokens processed. Different models have different rates, so a quick question on a lightweight model costs far less than a deep analysis on a frontier model.
The Credits page shows:
| Item | What it tells you |
|---|---|
| Balance | Your remaining Credits. |
| Subscription | Your current PandaOS Cloud plan and what it includes. |
| Cost per model | The Credit rate for each available model, so you can make informed choices about which model to use for a given task. |
| Usage summary | A short rollup of recent draw-down. |
Top-ups and overdraft
| Action | What it does |
|---|---|
| Top up | Add more Credits to your balance at any time. |
| Overdraft | Controls whether work may continue past a zero balance, with the deficit settled on your next top-up. Useful when you are in the middle of something and do not want to interrupt flow. |
To change which connection powers PandaOS, go to Models.